Motor Vehicles Act , 1988
Section 196 – Driving uninsured vehicle ([India Code][1])
🔹 Short Note (Hindi)
Agar vehicle ka valid insurance nahi hai aur usse road par chalaya jaata hai, toh Section 196 ke tahat fine aur jail tak ho sakti hai.
🔹 Detailed Explanation (English + Hindi)
Section 196 ke according koi bhi vehicle bina valid insurance policy ke public road par chalaya ya chalane diya gaya, toh woh offence mana jaata hai.
Insurance zaroori hai taaki:
- Accident me compensation mil sake
- Third-party ko protection ho
- Legal compliance maintain rahe
Agar vehicle insured nahi hai, toh owner aur driver dono responsible hote hain.
🔹 Main Conditions
- Vehicle public road par ho
- Valid insurance policy na ho (expired, fake ya missing)
- Driver aur owner dono liable ho sakte hain
- Private aur commercial dono vehicles covered hain
🔹 Legal Meaning (Simple Terms)
Bina insurance ke gaadi chalana kanoonan mana hai. Accident ho ya na ho, sirf uninsured vehicle road par lana bhi punishable act hai.
🔹 Example
Amit ek two-wheeler chala raha tha jiska insurance pichle mahine expire ho gaya tha. Traffic police ne rok kar documents check kiye aur Section 196 ke tahat fine laga diya.
🔹 Key Legal Points
- First-time offence par upto ₹2,000 fine
- Repeat offence par ₹4,000 tak fine
- Court imprisonment up to 3 months possible
- Vehicle seizure bhi ho sakti hai
- Third-party damage par heavy liability
🔹 Nyay Neeti Advice
- Insurance renewal date ko ignore na karein
- Third-party insurance minimum legal requirement hai
- Expired policy = uninsured vehicle
- Accident ke case me claim reject ho sakta hai
🔹 Summary Table
| Aspect | Details |
|---|---|
| Section | 196 |
| Offence | Driving or allowing uninsured vehicle on road |
| Applies To | Driver & Owner |
| Minimum Requirement | Third-party insurance |
| Penalty | ₹2,000 (first), ₹4,000 (repeat), jail up to 3 months |
| Extra Action | Vehicle seizure, court liability |
