🚨 Fraud & Safety Alert — Investment Scam (Be Careful Before You Invest)
short:
Haal hi mein kuch investment schemes ke reports aa rahe hain jahan logon se bhaari returns ka wada karke paise liye gaye aur phir payments bandh ho gaye. Agar koi company ya individual “guaranteed high returns” promise kar raha hai bina clear business model ya licence dikhaye, toh wo suspicious ho sakta hai.
Agar aapne paise diya hai — ab kya karein (Immediate steps)
- Turant payments rok do (agar koi recurring transfer/UPI auto-pay chal raha ho to cancel karo).
- Sab proofs sambhal kar rakho — bank statements, UPI/NEFT receipts, WhatsApp messages, email receipts, agreement copy.
- Bank se contact karo — agar recent transaction hua ho to bank se chargeback/dispute ka option pucho.
- Local Police / Cyber Cell me FIR darj karo — financial fraud ke liye FIR zaruri hai.
- National Cyber Crime Portal par complaint file karo: https://cybercrime.gov.in (screenshot aur documents attach karo).
- EOW / Economic Offences Wing ko inform karo (agar case bada ho).
- Consumer Court ya civil remedy bhi consider karo for recovery.
- Ek verified lawyer se salah lo — quick consult se next legal step clear ho jayega.
Kaise pahchano (Red flags)
- Bahut zyada guaranteed returns (e.g., 5–10% per month) bina risk explain kiye.
- Pressure tactics: “Limited offer, abhi invest karo”.
- No official registration (MCA/SEBI) aur fake office address.
- Payment sirf personal accounts ya private wallets me maanga ja raha ho.
- Testimonials jo sirf positive ho aur public review na mile.
Jo proof rakhna zaruri hai
- Transaction receipts (UPI / bank)
- Screenshots of chats, emails, invoices
- Any written agreement/temps/offer letters
- KYC documents jo company ne maange ya diye ho
- Names & contact of the person who approached you
Prevention tips (Investment se pehle)
- Company ka MCA or SEBI registration check karo (depending on investment type).
- Google & local news me company naam search karo — complaints dhoondo.
- Small amount se start karo; pehle trial or verification karo.
- Kabhi bhi OTP, bank SMS, UPI PIN share mat karo.
- Family ya lawyer se advise le lo pehle.
