Fake Investment App
🔹 Short Note :
Fake Investment App daily income, guaranteed returns aur referral bonus ke jhoothe promises se logon ko phasakar paise invest karwate hain. Pehle kuch withdrawals jaake logon ka trust banta hai, phir app suddenly band ho jati hai aur paisa disappear ho jata hai.
🔹 Explanation :
English:
Fake Investment App and Ponzi Scheme apps are essentially fraudulent mobile applications which scammers use to entice investors to invest in fixed, modest or high returns in the shortest possible time. These apps typically claim to be related to stock trading, crypto mining, earning per task or digital investment. Early adopters of the app get small payouts, but really, these are paid for by new users’ investments.
It’s your good old generation pyramid scheme in which the earlier investors are paid back with their own investments – from the money of later entrants. Once recruiting new investors becomes challenging or a sum is collectively accumulated that pleases owners, the app goes away, withdrawals cease and the owners disappear. The majority of such apps are not registered, not approved by SEBI and do not have any real business.
Hindi :
Investment and Ponzi Scheme application: In inamein logon ko promise kiya jaata hai, ki wo roz 1,000 rupay ke kmai kr sakte hain, return guaranteed ho sakta hai aap sirf app install karke hi kmaa sakte hain. Kuch dino me log paisa nikaal bhi lete hain, par ye hota hai tak log zyada paisa dalte rahein.
Hai na ki Vaastav me to wo paisa naye investors se milta hai. “Jo bhi jald se jald aapka profile ban band ho jaata hai, aap band ho jaate hain, withdrawl ke option disable ho jaate hain aur company ki records nahi milti.”
🔹 Main Conditions
- Promise of guaranteed or fixed returns
- More focus should be on referral Booking or Chain system
- You don’t have proper company details or address in your app
- Not being registered by SEBI or legality
- To ask for delay or extra charges in Withdrawal.
🔹 Example
Ritu paid ₹10,000 to make money through an app that assured daily returns. She even withdrew her ₹1,200 in the first five days. The app then prompted her to add more. The moment Ritu added ₹50,000, the app was gone and customer support vanished.
🔹 Key Legal Points
- Ponzi schemes illegal activities are
- IPC Section 420 (Cheating) is attracted.
- Cyber cheats can be prosecuted under IT Act
- It’s an offence to run investment app without SEBI nod
- Referral income model is not at all stable
- Pre-mature reporting can freeze bank accounts
🔹 Nyay Neeti Advice
- Any time you hear a statement that sounds 100% guaranteed returns, be immediately skeptical.
- Check the investment app’s SEBI registration
- Avoid apps that work on refer and earn process
- Don’t invest under the influence of friends and family
- If in doubt that it’s a fraud, then try call 1930 Cyber Helpline at once.
- Screenshot the app- payment proof and chat history for references.
